Effective Date: December 30, 2025
Website: silverpathhealthusa.com (the “Site”)
These Terms & Conditions (“Terms”) govern your access to and use of the Site and any related services, communications, and features offered by Silver Path Health USA (“Silver Path Health,” “we,” “us,” or “our”). By using the Site, submitting any form, requesting information, or otherwise engaging with us, you agree to these Terms.
If you do not agree, do not use the Site.
Silver Path Health provides information and assistance related to life and/or health insurance options, including helping you understand coverage needs, discussing policy types and riders, and connecting you with available solutions.
Important:
Any quotes, rates, underwriting decisions, and policy issuance are determined by the applicable insurance carrier(s) and/or licensed insurance professionals, not by the Site itself.
Coverage is not in effect unless and until a policy is issued by the carrier and any required premium is paid and accepted (subject to carrier rules).
The Site is intended for individuals located in the United States who are at least 18 years old (or the age of majority in their state). By using the Site, you represent that you meet these requirements.
If you click to “claim your offer” or submit information through the Site, you authorize us to follow up to answer questions and provide information about available options.
You agree that:
The information you submit will be accurate and complete to the best of your knowledge.
You will not submit information on behalf of another person unless you have their permission and authority to do so.
You understand that the information you provide may include health and lifestyle details relevant to insurance evaluation (for example, health history and lifestyle review).
Content on the Site is for general informational purposes and is not:
medical advice,
legal advice,
tax advice, or
personalized financial planning advice.
Always consult qualified professionals regarding your specific circumstances.
By providing your phone number and/or email address to us, you consent to receive communications from Silver Path Health related to your inquiry, including follow-ups about your request for information or coverage options. The Site states we will “reach out to answer any questions you may have”.
You authorize us (and service providers acting on our behalf) to contact you via:
phone calls,
text/SMS messages,
voicemail,
email,
including through automated technology where permitted by law.
Opt-out: You can opt out of marketing texts by replying STOP (where supported) or contacting us. You may also request that we stop contacting you for marketing purposes.
Message/data rates: Standard message and data rates may apply.
You may opt out of marketing emails by using the unsubscribe link (if present) or by contacting us. Even if you opt out of marketing messages, we may still contact you about service-related matters.
Your use of the Site is also subject to our Privacy Policy, which explains how we collect, use, and share information (including sensitive information you may provide). The Privacy Policy is incorporated into these Terms by reference.
You agree not to:
Use the Site for unlawful purposes;
Attempt to gain unauthorized access to any systems or data;
Interfere with the Site’s operation (including by introducing malware, bots, or scraping tools);
Copy, reproduce, distribute, or exploit Site content without permission (except for personal, non-commercial use);
Misrepresent your identity or submit false information.
The Site and its content (text, graphics, logos, images, layout, and design) are owned by or licensed to Silver Path Health and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes.
The Site may reference or link to third-party websites, tools, or services. We do not control and are not responsible for third-party content, privacy practices, or terms. Your interactions with third parties are between you and those parties.
THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
We do not guarantee that:
the Site will be uninterrupted or error-free,
any quote or offer will be available to you,
any coverage will be issued, approved, or priced at a particular rate.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SILVER PATH HEALTH WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS/REVENUE, ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
If liability cannot be fully disclaimed, our total liability for any claim will be limited to the amount (if any) you paid us for the specific service giving rise to the claim.
(Some states do not allow certain limitations—your rights may vary.)
You agree to defend, indemnify, and hold harmless Silver Path Health and its officers, directors, employees, contractors, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from:
your misuse of the Site,
your violation of these Terms,
your submission of inaccurate or unauthorized information,
your violation of any law or third-party rights.
We may update the Site and/or these Terms at any time. Changes are effective when posted, and your continued use of the Site after changes means you accept the updated Terms.
We may suspend or terminate access to the Site at any time if we believe you have violated these Terms or if we discontinue the Site (in whole or part).
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, since the business address listed on the Site is in Florida.
Option A (Court): Any dispute will be brought in state or federal courts located in Florida, and you consent to jurisdiction there.
Option B (Arbitration): If you prefer arbitration language (often used to reduce legal costs), you can add an arbitration clause and class-action waiver here. (If you want, I can provide a compliant version tailored to your preference.)
Silver Path Health USA
Address: 14134 Pacific Point Place, Apt. 108, Delray Beach, FL 33483
Phone: (561) 221-8858
Hours: Mon–Sat 9:00am–8:00pm; Sunday closed